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Australia: Ford Performance Racing Drivers Visit HMS Coonawarra

first_img June 14, 2012 View post tag: Naval Australia: Ford Performance Racing Drivers Visit HMS Coonawarra Share this article Back to overview,Home naval-today Australia: Ford Performance Racing Drivers Visit HMS Coonawarra View post tag: Coonawarra View post tag: Navy View post tag: Visit Training & Education View post tag: drivers View post tag: performance View post tag: Ford View post tag: News by topic View post tag: racing View post tag: Australia Ford Performance Racing drivers Will Davison and Mark Winterbottom swapped the wheel of their high performance V8 Supercars for one of Navy’s 7.2m Zodiac sea boats in a visit to Darwin’s patrol boat base HMAS Coonawarra yesterday.The visit included a special autographing signing for kids from HMAS Coonawarra’s adopted family cancer charity Camp Quality after the sea boat drive.Mark “Frosty” Winterbottom, driver of Car 5 Orrcon Steel said driving the jet powered Rigid Hulled Inflatable Boat was “a bit different to a ski boat”.“I wish my ski boat handled like that” he said. “They stop and turn on a dime and you generally don’t expect that from something that floats!”Will Davison, driver of the number 6 Tradingpost FPR Falcon said the half an hour drive wasn’t enough.“I’d love another hour on the water just to build my confidence and see what the boat can do” he said.Last year the Royal Australian Navy announced a five year partnership with Ford Performance Racing (FPR) which will give two of the Navy’s Marine Technical Sailors the opportunity to embed in the FPR Team and work as mechanics for ‘Team Navy’, every year, until the end of 2016.Petty Officer Marine Technician Clint MacGregor and Leading Seaman Marine Technician Ashley Schmidt are the current members of the Marine Technician Outplacement Program in FPR and made their first track appearance at the Clipsal 500 motor sport carnival in Adelaide.“They’re very much part of the team and the work they do is integral to our success” said Frosty.“As a high performance racing team, what we do is quite specialised and quite demanding” he said.“We share a synergy with Navy like that, and although the cars and boats are vastly different the boys have brought their dedication and discipline to the team and their work ethos is fantastic”.Leading Seaman Schmidt said the Outplacement program was the opportunity of lifetime.“We’re learning all the time, but the drivers seem to be just as interested in what we do in Navy as we are in them”.Will Davison said having the Camp Quality kids on base made the visit extra special.“The track gets pretty busy and I am delighted we had some quality time with them”.[mappress]Naval Today Staff , June 14, 2012; Image: Australian Navy View post tag: HMSlast_img read more

Smarter strategies for overdraft management and providing member liquidity

first_img 1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Why a MANAGED Overdraft Program Matters More Post-CrisisOverdraft has always been a valuable service to consumers, even pre-crisis, and it will continue to provide value post-crisis for consumers who need to rely on this protection more than ever. As consumers across the country begin to recover financially, they’ll need overdraft services as a line of defense for when their account doesn’t quite cover purchases or regular household expenses. As a credit union, you have to strike a balance between supporting your member’s short-term liquidity needs while managing the increased risk to your institution.And the most efficient, strategic way to strike the perfect balance is by using a managed overdraft program. If you are still offering only static, one-size-fits-all overdraft limits (like $500 for all accounts), then your program is essentially unmanaged.A truly managed overdraft program can dramatically reduce charge-offs and overall risk to your credit union, which is the type of protection that is critical to your credit union’s recovery.For more information, download our free white paper, Part III of Velocity Solutions’ Credit Union Recovery Series:  Why a MANAGED Overdraft Program Matters More Post-Crisis.Strategies for Providing Short-Term Liquidity When Members Need It MostAccording to the Pew Research Center, about half of lower-income Americans report household job or wage loss due to COVID-19. Young adults were disproportionately at risk of job losses from COVID-19, as were the least educated and those working low-wage jobs—common demographics of workers in high-risk industries, such as restaurants/bars and other service sectors such as transportation, retail, personal care, arts & entertainment, childcare and many others.Other common characteristics of these consumers which worsen their financial situation:They often don’t receive benefits such as paid leave.They do not have the option to work remotely.Many do not have emergency funds.Many do not have access to liquidity to pay their bills. In fact, under a traditional credit scoring system, many of these workers would not qualify for loans or other types of short-term credit.They often have no choice but to turn to high-priced payday loans.Although federal regulators have repeatedly urged credit unions to offer more favorable alternatives to high-priced loans—particularly on the heels of COVID-19, the prevalence of predatory lending continues, often trapping consumers in endless cycles of payday loan debt.Give your members a better way, or they WILL stray.  In Velocity Solutions’ free white paper, we’ll discuss how the current economic crisis is affecting consumers’ financial behavior and various strategies and options for providing short-term liquidity to your members in a time when they need your support more than ever.For more information, download our free white paper, Part IV of Velocity Solutions’ Credit Union Recovery Series:  Your Consumers: Smart Strategies for Providing Short-Term Liquidity.last_img read more